Part-time PhD student
Education / Academic qualification:
- 2010-2014 - University of Wales, bachelor degree in “Banking and Finance”
- 2014-2016 - University of Sunderland, Master in Business Administration degree of “Finance”
- 2025-present - PhD student of Westminster International University in Tashkent
Employment
- 07.2010 – 01.2017 – Manager, “SHIFO DONO” LLC
- 01.2017 – 09.2017 – Intern, Audit Department, “Deloitte & Touche” LLC
- 09.2017 – 09.2018 – 3rd-Level Auditor, Audit Department, “Deloitte & Touche” LLC
- 09.2018 – 09.2019 – 2nd-Level Auditor, Audit Department, “Deloitte & Touche” LLC
- 09.2019 – 11.2020 – 1st-Level Auditor, Audit Department, “Deloitte & Touche” LLC
- 2.2020 – 01.2022 – Senior Financial Specialist, Directorate for International Financial Institutions Relations, “UzAutoMotors” JSC
- 01.2022 – 03.2022 – Chief Expert, Strategic Development and Marketing Department, “Qishloq Qurilish Bank” JSCB
- 03.2022 – 05.2022 – Chief Expert, International Cooperation Department, “Qishloq Qurilish Bank” JSCB
- 05.2022 – 10.2023 – Head, International Cooperation Department, “Qishloq Qurilish Bank” JSCB
- 10.2023 – 07.2024 – Head, International Financial Institutions Department, “Business Development Bank” JSCB
- 07.2024 – 03.2025 – Director, Corporate Relations, Investments and Strategy Department, Managing Company of the “Yangi Avlod” Special Industrial Zone LLC
- 03.2025 – Present – Financial Advisor, “SHIFO DONO” LLC
- 09.2025 – Present – Lecturer, Management Development Institute of Singapore in Tashkent (MDIST)
- 09.2025 – Present – Visiting Lecturer, Westminster International University in Tashkent (WIUT)
Expertise
- ESG & Sustainable Finance: Developing and implementing ESG strategies, coordinating ESG ratings, and promoting sustainable investment practices.
- Green Economy & Investment: Supporting projects in renewable energy, energy efficiency, and environmentally sustainable development.
- International Financial Relations: Capital raising, managing relationships with foreign financial institutions, correspondent banking, and KYC compliance.
- Corporate Finance & Strategic Planning: Financial modeling, investment appraisal, business planning, and portfolio management.
- Audit & Risk Management: Financial audits, regulatory compliance, and risk assessment in corporate and financial sectors.
- Research and data analytics
Doctoral project
The title of the dissertation is “Methods of Accounting and Monitoring the Transition to a Green Economy in Uzbekistan Based on Artificial Intelligence Technologies.”
In the context of Uzbekistan’s strategic shift toward a green economy, the research explores how artificial intelligence (AI) can transform the collection, processing, and analysis of environmental and economic data. Transitioning to sustainable development requires systemic accounting and monitoring mechanisms, but the country currently faces gaps in integrating AI into national statistics.
The study aims to design an AI-based accounting and monitoring system tailored to Uzbekistan. Its key objectives include reducing manual reporting errors, automating data processing, and creating sustainability indices adapted to local conditions. AI tools such as computer vision (satellite analysis), natural language processing (for ESG reports and legislation), machine learning (forecasting emissions and investments), and big data dashboards (for integration into a Green Accounting System, GAS) will be employed.
The research draws on international standards like the GHG Protocol, GRI Standards, and IFRS S2, as well as global taxonomies (EU Taxonomy) to benchmark Uzbekistan’s practices. Data sources include national statistics (stat.uz, Ministry of Energy, Ministry of Finance), international databases (World Bank, OECD, UNDP), satellite imagery, and corporate ESG reports.
Preliminary findings highlight major barriers such as financing shortages, technological dependence, human resource gaps, and fragmented reporting. Early recommendations propose the development of a national Green Accounting System, harmonization of environmental legislation, and improvement of ecological literacy.
This doctoral project contributes to the theoretical and practical framework for applying AI in green economy monitoring, offering tools to enhance transparency, accuracy, and strategic planning for Uzbekistan’s sustainable future.
Publications
- Gulmukhamedova D., (2025) “The Green Economy of Uzbekistan: The Path to the Country’s Sustainable Development”, “Insurance market of Uzbekistan”, Volume 2, Issue 06, 2025. DOI: https://doi.org/10.55439/INS/vol2_iss3/302
- Gulmukhamedova D., Karimov K., (2025) “Green Bonds and Loans: A New Vector of Sustainable Growth in Uzbekistan”, “Insurance market of Uzbekistan”, Volume 2, Issue 06, 2025. DOI: https://doi.org/10.55439/INS/vol2_iss3/301
Conference Participations, Scientific Talks:
- Gulmukhamedova D., (2025) “Issues of Improving the Green Economy in Uzbekistan”, published in the Conference of Modern Science & Pedagogy, Washington, USA
- Gulmukhamedova D., (2025) “Sustainable Development of the Green Economy with the Participation of Artificial Intelligence”, published in Innovative Academy RSC LLC
